Excess Recovery Services

Unclaimed
Equity.
Reclaimed
Justice.

When a property is sold in a tax sale, counties keep the surplus funds — money that rightfully belongs to the former owner, their heirs, family members, or beneficiaries. We find those funds, file the paperwork, and recover what's yours.

  • Recovery Status Monitor

COUNTY RETENTION
ACTIVE

OWNER RIGHTS

AT RISK

SURPLUS FUNDS

RECOVERABLE

LEGAL STATUS

ELIGIBLE

YOUR FEE

$0 UPFRONT

→ NO RECOVERY = NO FEE. WE ASSUME 100% OF THE RISK.

No Upfront Cost

Zero out-of-pocket fees

You Keep 67-75%

The lion's share is yours

We Do The Work

Paperwork, courts, filings

Owners & Heirs Eligible

Family & beneficiaries qualify

The Problem

Counties Keep
Your Money.

When a property is sold in a tax sale for more than the taxes owed, the excess funds — known as surplus or overage funds — legally belong to the former property owner, their heirs, family members, or beneficiaries such as the closest living relative.

But here's what most people don't know: counties are legally allowed to keep these funds if they go unclaimed. Most former owners — and their families — are never notified, and the money quietly disappears into county coffers.

This is not fair.

  • Former property owners are often never informed they have surplus funds waiting

  • Counties have no obligation to proactively locate owners

  • Unclaimed funds are eventually absorbed by the county
    permanently

  • The filing process is complex and confusing for most property owners

Our Process

Six Steps to

Your Recovery.

A transparent, court-backed process from start to finish. Every step is handled by our team — you simply provide documentation and receive your funds.

01

We Locate You

We research county records to identify former property owners who have unclaimed surplus funds from tax sales. If we contact you, it's because you have money waiting.

02

Agreement & Fee Structure

You sign a straightforward agreement outlining the fee split — between 25% and 33% depending on the complexity of the case. You pay nothing upfront. We only get paid when you get paid.

03

Establish Ownership

We work with you to gather the necessary documents proving your ownership at the time of the tax sale. We guide you through every document needed.

04

Court Filing & Appearance

We prepare and file all necessary paperwork with the court, obtain a court date, and appear on your behalf using a local notary and Power of Attorney for this specific transaction.

05

Funds Disbursed

If the court awards the funds, we follow their procedure for disbursement — whether that's mailing checks or picking them up. You receive the lion's share.

06

Case Complete

Once checks are disbursed and both parties are paid, the case is complete. No hidden fees, no ongoing costs. The transaction is finished.

Required Documents

Proof of

Ownership.

To establish your right to surplus funds, we'll need to verify ownership or relationship to the former owner. If you are an heir, family member, or beneficiary — a birth or death certificate may be required to establish your relationship.

Property Deed

The deed showing ownership at the time of the tax sale

Government-Issued ID

Valid driver's license, passport, or state-issued identification

Tax Sale Documentation

Any correspondence or records related to the tax sale

Proof of Identity Match

Documentation connecting you to the property address on record

Power of Attorney

We provide this — a limited POA for this recovery transaction only

Birth Certificate

Required when claiming as their family member to establish relationship to property owner

Death Certificate

Required if the property owner is deceased — verifies ownership transfer and claim eligibility.

Additional Proof

Utility bills, mortgage statements, or other records showing residency or relationship

Ready to authorize us to act on your behalf?

Complete and sign your Limited Power of Attorney directly in the app, or download a blank form to print and mail.

Fee Transparency

You Keep the
Lion's Share.

Our fee ranges from 25% to 33% depending on the complexity and paperwork involved. You keep the majority. We only get paid when you get paid.

Use the calculator to see exactly how the split works. Move the sliders to match your scenario.

Equity Calculator
Estimated Surplus Funds $67,500
$1,000$100,000
Recovery Fee Rate 27%
25%33%
YOUR EQUITY
FEE
YOUR PROTECTED EQUITY
$49,275
RECOVERY FEE
$18,225
We assume 100% of the legal risk. You retain the lion's share. No recovery, no fee.

Client Experiences

Trusted by Those

We've Helped.

"I had no idea there were funds from my property's tax sale. They found me, explained everything clearly, and handled the entire process. I received a check I never knew I was owed."

R.M.


Former Property Owner

"The transparency was what convinced me. They showed me exactly what their fee would be upfront, and I didn't pay a dime until the money was in my hands. Professional from start to finish."

T.J.

Former Property Owner

"I was skeptical at first — it sounded too good to be true. But everything was handled through the court system, and I kept the majority of the funds. I'm glad I trusted the process."

L.B.


Former Property Owner

Common Questions

Answers You

Deserve.

Who is eligible to claim surplus funds?

Eligible claimants include the former property owner, their heirs, family members, or beneficiaries — such as the closest living relative. If the original owner has passed away, a spouse, child, sibling, or other next-of-kin may have a legal right to recover the funds. We will assess your specific situation and determine your eligibility.

How do I know if I have unclaimed surplus funds?

If a property belonging to you or a family member was sold in a tax sale and the sale price exceeded the amount of taxes owed, the excess legally belongs to the owner or their heirs. We research county records and contact those who have recoverable funds. If we've reached out to you, it's because we've identified funds tied to your name or family.

Do I have to pay anything upfront?

Absolutely not. We operate on a contingency basis — we only get paid when you get paid. There are zero out-of-pocket costs to you. We assume all the financial risk of the recovery process.

What is your fee?

Our fee ranges from 25% to 33% of the recovered funds, depending on the amount of paperwork and complexity involved in your specific case. You keep between 67% and 75% — the lion's share.

Do I have to go to court?

No. We handle all court appearances on your behalf. We use a local notary and a limited Power of Attorney — valid only for this specific recovery transaction — to appear in court for you.

How long does the process take?

Every case is different depending on the county, the court's schedule, and the complexity of establishing ownership. Generally, once all documentation is gathered, the court filing and hearing process can take several weeks to a few months.

What documents do I need?

You'll typically need your property deed, a government-issued ID, and any documentation tying you to the property address. We'll guide you through exactly what's needed for your specific case.

How do I receive my funds?

Once the court awards the funds, disbursement follows the court's procedure — this can include mailed checks or in-person pickup. If the court issues a single check, we handle the split via ACH transfer after funds are deposited.

Is this legitimate? How can I trust you?

Surplus fund recovery is a fully legal and established practice. Our process is court-supervised from start to finish. We file official paperwork, appear before a judge, and all disbursements go through the court system. Everything is documented and transparent.

Get In Touch

Start Your
Recovery.

Ready to reclaim what's rightfully yours? Reach out to us and we'll begin the process of recovering your surplus funds. There's no cost and no obligation to start.

Phone

678-501-7768

Mutual Performance Security

Our agreement is built on mutual trust. Our fee of 25–33% is earned only upon successful recovery. If the court issues separate checks, both parties are paid directly. If a single check is issued, Excess Recovery Services will process the fee split via ACH transfer once funds are deposited.

Both parties are contractually bound to honor the agreed-upon split. This ensures professional work is met with professional settlement — protecting both your interests and ours.

© 2026 Excess Recovery Services. All rights reserved.